Thursday, September 29, 2022

Money & Shopping in Ghana

AfricaGhanaMoney & Shopping in Ghana

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On July 1, 2007, the new Ghana cedi (GHS) was launched at a rate of 10,000 old cedis. It was the highest-valued currency unit issued by a sovereign African nation when it was first established.

You’ll see a number of money symbols around here, including “GH” instead of “GHS.” Banknotes are available in denominations of 50, 20, 10, 5, 2, and 1 new Ghana cedi.

One hundred new Ghana pesewas are split into one new Ghana cedi (Gp). GHS1 coins in denominations of 0.50, 0.20, 0.10, 0.05, and 0.01 circulate. The one pesewa coins are uncommon in the system, since goods that cost less than 5 pesewas are hard to come by.

Be aware that the majority of Ghanaians still think in terms of old money. This may be very perplexing (and costly). Thousands of old cedis are often referred to as ten thousand old cedis (or twenty, or thirty). This equates to one, two, or three “new” Ghana cedis today. Before purchasing or settling on a cab ride, always consider if the stated amount makes sense. Whether you’re unsure, ask if this is a new cedi.

Some of the main tourist hotels take US money, but you shouldn’t count on it. Banks and Forex bureaus will refuse older US dollar notes, as they will in other West African nations. If you’re taking dollar bills, make sure they’re all from the 2009 series or later.

The most helpful currencies to bring with you are euros, dollars, and pounds sterling in cash, which may be quickly and securely exchanged at many air conditioning booths open until 21:00.

In Accra, there are many Forex Bureaus, as well as a handful in the other main cities. Changing travellers’ cheques is very difficult, if not impossible, outside of Accra and Kumasi, unless you do it at a large bank. Travelers cheques may be exchanged at Barclays locations in Accra, Kumasi, Cape Coast, and even Tamale. Expect to see queues.


Ecobank, Barclays Bank, Standard Chartered Bank, Stanbic Bank, and GT Bank all have ATMs across Ghana. which accept Mastercard and Visa credit cards If you have your passport with you, you may obtain a cash advance on your VISA or MasterCard at Barclays Bank’s main office in Accra. In hotels, retail malls, and airline offices, Master and Visa cards are accepted.


In the marketplaces, bargaining is extremely common. Large towns, such as Accra, have markets open every day, but those who have the chance to visit a rural market on the day it is open will get a real sense of the nation. The majority of the items will be basic necessities, although fabric, beads, musical instruments, purses, and even CDs are often available.

On virtually every street in any tourist location in Ghana, you may find Kente fabric, drums, and woodwork creations such as masks and “holy chairs.”

The Accra Mall is a first-class and commercial retail center located on the Tetteh Quarshie Interchange’s spintex road.

Adinkrah symbols and sacred stools

Traditional Adinkrah “motif” patterns adorn the holy seats, which may represent a variety of things like God, love, strength, community, and much more. It’s a good idea to find a handbook that explains what each sign means so you don’t end up purchasing a stool that doesn’t mean what you think it does.

Gye Nyame is the most well-known Adinkrah symbol. It literally means “Only God.” The “Wisdom Knot” and the one with the figure holding several sticks together, which cannot be broken, to represent the power of community, are two more popular stools.

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